Although electronic payments in Nigeria (and Africa at large) is growing tremendously, sending and receiving money across borders still remains a challenge. Thanks to Chipper Cash, however, money transfer to other African countries can now be done instantly (and for free!) at the click of a button.
With Chipper Cash, sending funds is just as seamless as receiving it. The conversion/exchange rates are also really reasonable and competitive. Asides money transfer, you can also use Chipper Cash to pay bills (cable TV, internet, and electricity) and purchase airtime.
In this guide, we’ll walk you through the features of the Chipper Cash platform and why it is currently one of the best medium for local and international money transfer in Nigeria.
Available and Platform Support
Currently, you have to own a smartphone to use Chipper Cash; there’ no web support yet. The service is available for both Android and iOS users. You can download the app via the links below.
Download Chipper Cash (Android) | Download Chipper Cash (iOS)
Chipper Cash is available in Nigeria, Kenya, Uganda, Tanzania, Rwanda, and Ghana. The firm also recently launched operations in South Africa, making the region its 7th country of operation in Africa.
Registration and Onboarding
To use Chipper Cash in Nigeria, your phone number is the basic requirement needed to create an account. You can also choose to use your email address. Afterward, you’d have to input the verification code that was sent to the number or email you registered with.
If you registered with your phone number, you can choose to verify your number via USSD — tap the dial button or manually type/dial the provided USSD shortcode on your phone’s dialer. You’ll also be asked to verify your number each time sign in to your account — whenever you sign out of the app.
Another unique feature you’d love about Chipper Cash is that it lets you connect and sign in to your wallet/account with multiple numbers or email addresses. On your Account Profile page, tap ‘Personal’ and select ‘Add Phone or Email ‘ to add other numbers or email addresses.
Although Chipper Cash doesn’t say if there’s a limit to the amount of phone number or email address that can be connected to a single wallet/account, it really is a cool feature that allows for flexible login options.
If you lose your phone number, you can still access (and verify) your Chipper Cash wallet with the secondary numbers or email addresses.
Account Verification and Transfer Limits
As a newly-registered user, you can receive unlimited amount of money from anyone, anywhere. However, you will only be able to send a maximum of Four Million Naira (N 4,000,000) and Twenty Million Naira (N20,000,000). For withdrawals, new users can only cash-out Twenty thousand naira (N20,000) daily.
To increase this withdrawal limit, you’d have to verify your identity. To do this (as a Nigerian user), you’ll be required to provide your Bank Verification Number (BVN) and take a selfie. Chipper Cash will verify the information provided and raise your transaction limits accordingly. Account verification is also required to activate your ‘Chipper Account Number’ (more on this later).
It takes a couple of minutes (sometimes, hours) to get verified after providing the necessary information. As a verified user, you can:
- Send: N5,000,000 daily | N35,000,000 weekly
- Withdraw: N 1,000,000 daily
- Receive: Unlimited amount of money
Funding Wallet
At the moment, Nigerian users can only fund their Chipper Cash wallet via card payments. As a first time user, you’d be required to deposit N10 (Ten Naira) to your account to add a bank card.
Note: Chipper Cash doesn’t charge any fee to deposit money. The N10 will be deposited into your Chipper Wallet. Advertisement - Continue reading below
Sending Money
Chipper Cash lets you send money to other registered Chipper Cash users on your phonebook. You can also send money to your contacts that aren’t registered on Chipper Cash. The recipient will be prompted (via SMS) to create a Chipper Cash account to receive the funds.
Note: If the recipient doesn’t register an account to claim the payment, the money will be refunded to you.
To send money to another Chipper Cash user or someone on your contact list, tap the ‘Send’ button on the Activity page and choose the person you want to send funds to on your contact list. I really liked Chipper Cash’s contact segmentation and identification — you’d find contacts who are registered Chipper Cash at the top of the Contacts section alongside their country flag and full name.
You can also use the search box to find other Chipper Cash users who aren’t on your contact list using their username. If you have a user’s QR code, you can tap ‘Scan Code’ to quickly send them money.
It’s also worth mentioning that Chipper Cash boasts of really competitive exchange rates. For context, the official Naira to Uganda Shillings rate was (at the time of writing) pegged at ₦ 1 = UGX 9.60 while Chipper Cash had a slightly reduce (but reasonable) rate — ₦1 = UGX 9.00.
The official Naira to Kenya Shillings was Ksh 1 = ₦ 3.62. On Chipper Cash, Ksh 1 = ₦ 3.88. These rates are very much reasonable and the best you’d get out there — compared to other money transfer and bill payments apps.
Bill Payments
As earlier mentioned, Chipper Cash lets you pay internet, electricity, and TV bills. I used the app to purchase airtime and it was really fast and seamless. You can also tap the ‘Contacts’ button to purchase airtime for someone on your contact list.
So, when next you want to pay your DStv or GOtv bill in Nigeria , you should try Chipper Cash. The best part is that you get a 2% discount on every airtime purchase. Additionally, bill payments are free. This registers Chipper Cash as one of the very few payment providers that don’t charge users to pay bills, send money, or fund their accounts.
Withdrawal
Like bill payments, airtime purchase, and other services on Chipper Cash, withdrawing funds on the platform is also free. For Nigerian users, you can only withdraw funds from your Chipper Wallet to your bank account. To do this, navigate to Profile > Cash Out and set up your bank account.
Go to Profile > Payment Methods to add your bank account. Withdrawal to my account was processed in seconds and my bank was credited immediately.
Auxiliary Bank Account
As an added perk, Chipper Cash users also get a bank account (powered by Providus Bank). This account (dubbed the “Chipper Account Number” ) works just like your regular bank account; people can send money into the account number from their banks and banking apps. The funds will be deposited directly to your Chipper Wallet.
This auxiliary bank account serves as an added medium of depositing funds to your Chipper Wallet. One thing, though: this account number isn’t assigned to a user by default. If you want one, you’d have to place a request for it. To do this, navigate to your Profile and tap the incomplete account number to send a request.
Chipper Cash will review your request and inform you of the status. This might take hours, or sometimes, days.
Money Request
If you are out of money, or perhaps someone owes you, the ‘Request’ feature of the Chipper Cash app lets you request money from your contact list or other Chipper Cash users.
Security & Privacy
Chipper Cash has some measures in place to help safeguard your account and funds. As earlier mentioned, whenever you sign out of the Chipper Cash app, you will be required to go through Two-Step Authentication (via SMS) before you can log back into your account.
The app also has a Security Lock feature that will prompt you to enter your Chipper PIN each time you close the app. This is an added layer of security that will prevent anyone who has access to your device from opening your Chipper Cash dashboard without your authorization. You could toggle on the ‘Hide Balance’ to conceal your balance from the home screen.
Cheaper, Faster, Better
Overall, the Chipper Cash is great; it’s an app for the everyday African smartphone user. The app is well-designed and most importantly, easy-to-navigate. The airtime discount and zero charges on bill payments will also —cumulatively—save you a great deal of money. Money transfer, bill payments, money deposits, etc. all happen instantly. Cross-border transfers are just as fast as local remittances.
There’s in-app support, but you can also reach the Chipper Cash Customer Care Team on Facebook or Twitter . I haven’t used the in-app support but I’ve been able to reach the customer care team via Twitter a couple of times. Responses to my queries weren’t immediate but they were resolved just in time.
Sodiq Olamide is a tech writer based in Nigeria, covering the latest reviews, how-tos, and news on consumer tech trends with a unique African perspective. Whether analyzing emerging technologies or offering practical guides, Sodiq brings a deep understanding of how technology shapes lives across the continent.
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Talkio Mobile , Uganda’s newest telecommunications service provider, is excited to announce a groundbreaking partnership with Banana Life Investments, a leading chain of mobile phone and retail shops. This strategic alliance aims to bring Talkio’s innovative telecom services closer to Ugandans.
This collaboration will leverage Banana Life Investments’ extensive retail network of 26 stores strategically located across Uganda in major malls, towns, and cities to provide customers with unparalleled convenience. Through this partnership, Talkio Mobile will offer its full suite of services, including SIM cards, airtime, and exclusive product offerings at any Banana Life Investment location.
This partnership is more than a business initiative—it’s a shared commitment to transforming lives. By integrating Talkio Mobile’s forward-thinking services & nationwide reach with Banana Life Investments’ retail footprint, the two brands are setting a new standard for customer convenience and inclusivity.
READ ALSO: 5 Things You Need to Know About Talkio Mobile: New Telecom Company in Uganda
“This partnership aligns perfectly with our mission of connecting Ugandans to innovative and transformative telecom solutions,” said Vianne Allan Ahura, CEO of Talkio Mobile. “By leveraging Banana Life Investments’ trusted presence and nationwide footprint, we are not only expanding our agent network but also bringing our services closer to the communities we serve. This collaboration ensures that our online customers can now enjoy a seamless offline experience right at their doorstep. Together, we are empowering Ugandans with the tools they need to stay connected, grow their businesses, and unlock new opportunities.”
Solomon Ssemuyaba, the assistant general manager at Banana Life Investments, echoed this sentiment: “We are proud to join hands with Talkio Mobile to deliver innovative, customer-centric solutions. This partnership represents our shared vision of fostering a connected future for Uganda. Together, we are redefining what convenience and accessibility mean for our customers.”
The partnership goes beyond retail distribution, introducing joint initiatives aimed at value addition and personalized service. Customers can expect seamless access to:
- SIM Card Sales : Available at all Banana Life Investments locations.
- Talkio phone number bookings : Book your preferred Talkio number at any Banana Life Investments location.
- Airtime Services : Recharge easily through in-store purchases.
- Customer Support : Friendly and knowledgeable staff trained to assist with Talkio Mobile products and services.
Additionally, the two companies plan to launch promotional campaigns and expand services to even more locations, ensuring no Ugandan is left behind in the digital transformation.
Solomon Obwot is a tech writer based in Kampala, Uganda, with extensive experience in the local tech startup ecosystem. He covers the latest news and analysis on consumer tech, writes in-depth smartphone reviews, and conducts insightful interviews with industry experts. Solomon is also a passionate podcaster, sharing his knowledge and engaging in discussions about Africa’s rapidly growing tech landscape. Send emails to [email protected]
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The Mobile World Congress (MWC) Barcelona , the world’s largest exhibition for the mobile industry, has just concluded. This annual event gathers leading technology brands to unveil groundbreaking mobile, AI, and digital solutions innovations. At MWC 2025, TECNO showcased a range of AI-driven products, reinforcing its commitment to cutting-edge technology.
The key launches included:
- CAMON 40 Series – AI-powered smartphones with One-Tap FlashSnap and advanced mobile imaging features.
- MEGABOOK S14 – The world’s lightest 14-inch OLED laptop, featuring AI-enhanced multitasking and Snapdragon® X Elite.
- MEGABOOK T14 Air & K15S – Lightweight ultrabooks with AI capabilities and extended battery life.
- TECNO AI Glasses Series – Smart eyewear integrating AI imaging, translation, and AR display.
Jan Stryjak, Associate Director at Counterpoint Research, shared, “In the past year, we have observed significant advancements in the field of AI. AI will continue to drive transformative changes in our daily lives. In this critical period for the economic development of emerging markets, TECNO’s AI technologies are unlocking potential for diverse needs.”
“The application of AI technologies is crucial and urgent in emerging markets. We’re committed to bridging the digital gap between emerging and mature markets,” said TECNO CMO, Laury Bai. “TECNO is taking a practical approach to make AI more accessible, ensuring users in emerging markets can access AI and cutting-edge technologies.”
Laury Bai, TECNO CMO
Driven by its commitment, TECNO has forged a robust partnership with MediaTek, establishing a joint AI laboratory dedicated to accelerating advancements in AI. At the event, James Chen, Vice President of Product and Technology Marketing at MediaTek, emphasized, “The synergistic R&D efforts between TECNO and MediaTek are set to democratize AI technology. Our collaboration powers a seamless, interconnected AI experience, bringing users a future of truly connected intelligence.”
James Chen, Vice President, Product and Technology Marketing at MediaTek
CAMON 40 Series Powered by AI One-Tap FlashSnap Revolutionizes Smartphone Snapshot Photography
TECNO’s Global Product Launch Officer, Olivier Mas, officially unveiled TECNO’s next-generation AI-driven products. Attendees at TECNO’s launch event witnessed the highly anticipated debut of TECNO’s new CAMON 40 Series, a device that embodies TECNO’s legacy of excellence in mobile imaging. Featuring One-Tap FlashSnap Mode and TECNO AI, the series sets a new benchmark in smartphone photography, delivering exceptional snapshot capabilities and AI-enhanced user experiences.
Olivier Mas, TECNO Global Product Launch Officer
The CAMON 40 Series exemplifies a commitment to innovation that transcends hardware and software, extending into strategic partnerships that deliver cutting-edge AI solutions to emerging markets. Matt Waldbusser, Managing Director of Global Solutions and Consumer AI at Google Cloud, remarked, “Our collaboration with TECNO on the CAMON 40 Series is a standout example. Leveraging Google Cloud’s capabilities, we’ve introduced groundbreaking features such as Ask Ella, AI Image Generator, AI Writing, and AI Translate. I am particularly impressed by the industry-leading and competitive edge of some of these innovations. For instance, TECNO’s AI supports text translation in 136 languages, voice translation in 44 languages, and photo translation in 51 languages. We are excited to further strengthen our partnership with TECNO, unlocking limitless potential to bring advanced yet practical AI capabilities to emerging markets in a convenient and secure manner.”
Matt Waldbusser, Managing Director of Global Solutions and Consumer AI at Google Cloud
The CAMON 40 Series’ innovative One-Tap FlashSnap leverages AI to enhance imaging capabilities, revolutionizing mobile photography. AI optimizes camera startup and continuous shooting for instant captures, while AI-powered multi-frame processing intelligently reduces noise and enhances details, delivering sharper, more refined images. Additionally, the BestMoment algorithm analyzes motion patterns, automatically selecting the optimal frames for precise, high-quality shots in dynamic scenarios, ensuring users an unparalleled mobile imaging experience.
TECNO CAMON 40 Demonstrates the Cutting-Edge FlashSnap Capability
To delve deeper into the imaging prowess of the CAMON 40 Series, TECNO invited Frédéric Guichard, CEO of DXOMARK, to share the image performance of CAMON 40 Pro. Frédéric highlighted, “The CAMON 40 Pro 5G has demonstrated exceptional imaging and performance capabilities in our rigorous evaluations. We’ve been particularly impressed with photo performance being the best for devices under 600$, and the 1st eligible device to our Smart Choice Label.”
Onsite photo of Frédéric Guichard, CEO of DXOMARK
Beyond its advanced rapid-capture functionality, the integration of TECNO AI further enhances the device’s capabilities. Intelligent imaging, a 360° AI Call Assistant, and productivity tools elevate creativity and efficiency. Powered by MediaTek’s latest chipsets, the series ensures smooth performance, fast processing, and extended battery life. With a sleek, durable, and water-resistant design, it seamlessly blends style with practicality for modern users.
MEGABOOK S14, the World’s Lightest 14-inch OLED Laptop, Inspires Creators and Game Lovers
The MEGABOOK S14 is TECNO’s first OLED laptop and the industry’s lightest 14-inch OLED laptop, featuring a 2.8K OLED display and incredibly weighing only 899g (31.7oz). The laptop is equipped with the outstanding power of the Snapdragon® X Elite compute platform, the flagship chipset for AI PCs from Qualcomm Technologies, and integrates TECNO’s world’s first self-developed edge-side large-scale AI model, to achieve AI-enhanced multitasking.
World’s Lightest 14-inch Laptop MEGABOOK S14
Specifically designed for next-gen AI productivity, TECNO AI enhances the Ella AI Assistant, AI-powered PPT generation, AI-driven image search, smart albums, and offline meeting transcription with multilingual support. The External Graphics Dock, equipped with a powerful NVIDIA graphic card, delivers scalable, high-performance capabilities for design, gaming, and content creation. The laptop’s 2.8K OLED display with a 120Hz refresh rate ensures exceptional visuals, while DTS:X Ultra dual 2W speakers, Wi-Fi 6E, fingerprint login, and PC Manager optimize connectivity and user experience.
TECNO’s strategic partnership with Qualcomm Technologies was a highlight of the TECNO AI Ecosystem Product Launch event, demonstrating a shared vision for the future of AI PCs. Kedar Kondap, SVP & GM of Compute and Gaming at Qualcomm, took the stage to discuss the integration of Qualcomm’s cutting-edge PC chipset into the new MEGABOOK S14 laptop, underscoring TECNO’s commitment to delivering high-performance computing solutions.
Kedar Kondap, SVP & GM of Compute and Gaming at Qualcomm
In addition, TECNO also introduced several standout new products. The featherlight 999g (35.2oz) ultrabook MEGABOOK T14 Air, features high-speed storage and LPDDR5 memory, while the ultra-thin, all-metal MEGABOOK K15S, equipped with a powerful 70Wh battery and supported by a 65W PD GaN charger, offers a smarter and more long-lasting user experience. Both devices are empowered by TECNO AI with advanced AI capabilities such as AI Album and AI Voice Assistant, making them perfect companions for all aspects of life.
The Next Game-Changing Tech Innovation: See the World with the TECNO AI Glasses Series
TECNO’s new AI Glasses Series also took center stage with the introduction of TECNO AI Glasses Pro and TECNO AI Glasses, reimagining eyewear with cutting-edge imaging, intelligent interactions, and a sleek aesthetic. The TECNO AI Glasses feature an aviator design, while the Pro model showcases a browline style, both embodying timeless elegance and modern fashion.
TECNO AI Glasses Redefine the Way People See the Future
Equipped with a 50MP high-definition camera, the series integrates an OV50D sensor, a 100° ultra-wide-angle custom lens, and an AI ISP imaging chip, forming a mobile-grade imaging system. This system lets users capture stunning, high-resolution photos with advanced AI noise reduction and HDR capabilities. With real-time translation supporting over 100 languages, TECNO AI’s Ella empowers accurate translation even for less common languages, as well as voice control, AI-powered object recognition, and intelligent information summaries for ultimate convenience.
Additionally, the AI Glasses Pro features a MicroLED display with 7th-gen resin waveguide technology, offering a 30° field of view, over 1,500 nits of brightness AR display, and a lightweight, ultra-thin design. The AR display allows users to effortlessly enjoy features like translation display, navigation, information prompts, and teleprompting.
Equipped with a 250mAh battery, these glasses offer over 11 hours of music playback and 8 hours of mixed use with just 30 minutes of charging. An advanced ultra-linear speaker, bass enhancement, and spatial sound deliver an immersive audio experience, while Wi-Fi 6 and Bluetooth 5.4 ensure seamless connectivity.
With these innovative launches, TECNO is setting new standards in mobile imaging and AI-enhanced technology, shaping a more connected and empowered future for consumers in emerging markets. Once again, TECNO has showcased its cutting-edge innovation on the global stage at MWC. With the brand essence of “Stop at Nothing”, TECNO’s relentless pursuit of innovation is making AI-powered technology more accessible, allowing consumers to experience the future ahead of time.
Solomon Obwot is a tech writer based in Kampala, Uganda, with extensive experience in the local tech startup ecosystem. He covers the latest news and analysis on consumer tech, writes in-depth smartphone reviews, and conducts insightful interviews with industry experts. Solomon is also a passionate podcaster, sharing his knowledge and engaging in discussions about Africa’s rapidly growing tech landscape. Send emails to [email protected]
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