With the growing insurance tech market, getting quality insurance in Africa is gradually becoming the norm. Today, we have a number of new insurance startups revolutionizing the industry. So, insurance companies are becoming more customer-centric, they are easier to sign-up for and they allow micro-payments. This makes insurance a lot more accessible to the average African.

The best insurance companies in Africa do not usually dwell under one umbrella. This means one insurance company has a product for automobiles, health, agriculture, businesses, and even Life insurance. While it might make you skeptical about choosing a brand, it is a big win because when you register under one company, you’re sure to have all your insurance under one institution. This saves you the stress of having to manage different accounts and track how they are all faring.

In this article, we’ll be looking at the best insurance tech companies in Africa and the insurance services they offer.

1. Tangerine Insurance

Tangerine Life is a Nigerian insurance company that offers business and personal insurance services in Africa. They cover insurance for Automobiles, Burglary, Bond, Life, Marine, Fire, Money, Umbrella policies, Personal items and so much more. Making insurance payments is also super convenient as customers can pay through a bank transfer, POS, or other online options.

There are also flexible overdraft series so you can access your insurance as soon as you need it. You can access their services on the web or via their app available on Playstore and the iOS app store.

2. Jubilee Insurance

Jubilee insurance offers all types of insurance services across East African countries like Kenya, Tanzania, Burundi, Mauritius, and Uganda. These services include Life, Health, Motor, Life, pension plans, and general insurance. Jubliee also categorizes its offers to fit families or individual plans and businesses. So there are flexible payment plans and claims across each insurance. For example, there’s a micro-health cover and an individual health cover.

3. ETAP Insure

ETAP insure is a Nigerian car insurance provider that offers flexible insurance plans. You can choose to pay weekly, monthly or quarterly. The comprehensive car insurance plan covers the theft of insured vehicles, third-party injuries or deaths, fire damage and so much more. They also offer a flexible plan cancellation process that allows you to temporarily put your subscription plans on hold.

Track your entire claim history, plans, payments, and more directly from the app. ETAP also boasts of one of the fastest payment claims in the country. You can also choose to use any of the verified repair centers they’ve partnered with if you’d prefer to not deal with car repairs yourself.

4.  Jasure

Are you looking for instant insurance for your personal items? Then this South African Insuretech startup is for you. Jasure provides on-demand insurance for cars, home items, tech gadgets, and personal gear. You have app controls that allow you to pick and choose the specific items you’d want to insure. This makes their insurance plans very easy and flexible.

You also pay for the days you switch on your insurance and the days it’s turned off don’t require any additional costs. At the moment, you can only pay for any insurance with a valid debit/credit card. Find out more on their website, or download the mobile app from Playstore or the iOS app store.

5. OKO Assurance

Offering crop assurance for micro-finance institutions, agricultural players, Government, and NGOs, OKO crop assurance is the best insurance provider for farmers. This provider uses satellite imagery and weather forecasting to offer low-cost insurance for farmers. Asides from flexible insurance, Oko offers bundled services to educate and assist customers with informed registrations. You can access this service in Mali, Uganda, and Luxembourg. The app also makes it easy to track your applications and claims.

6. Casava

Casava is a Nigerian insurance tech startup that focuses on health and income protection for its customers. This digital insurance app allows you to insure your income so when you lose your job, you’d have unemployment benefits for up to six months. The amount you pay for income protection is also dependent on how much you make.

7. WazInsure

Moving away from micro-insurance platforms, WazInsure is a software service that helps insurance companies streamline their efforts. They provide data-driven insurance solutions to make the insurance value chain transparent and cost-effective. So they offer a web portal for managing insurance business, a mobile app where clients can view insurance policies, lay claims and renew payments. This Kenyan Insuretech company also offers data-driven insights that help its customers calculate risks better and make informed choices.

8. Reliance

As a health insurance provider in Nigeria, Reliance HMO offers health insurance plans for individuals, family members, and corporate establishments. They usually allow you to select from a list of over 1,500 hospitals they’ve partnered across the country with so you can access healthcare whenever you need it.

9. Kakbima

Kakbima is a Kenyan insurance startup that provides cutting-edge technology through a simple platform for insurance buyers, brokers, micro-insurers, and insurers. This software helps brokers with quotations, binding, and services for their customers. Insurers can use this platform to manage risks, build trust, and enhance customer experience. Also designed for individuals, people can save money by comparing insurance quotes from multiple providers.

Asides from having a configurable insurance platform there’s also an open API for easy integration. You also have access to the customer portal and insights.

10. AxaMansard

As a Nigerian insurance company that offers health, life, motor, and travel insurance, AxaMansard provides services for corporate clients and individuals. There are also business insurance plans that cover small and medium businesses across the country. Enjoy flexible health insurance plans that’ll pair you with partner hospitals all over Nigeria. The travel insurance covers loss of passports, flight delays, loss of baggage, and medical emergencies.

You have access to an updated app where you can manage claims and payments. There’s also an easy renewal process accessible from the app or web version. Insurance claims take between 24 to 48 hours. All you have to do is fill out a form and share the required documents.

Insurance tech startups will continue to grow in Africa and the goal is to provide more accessible insurance plans. We do hope you found this article insightful. Let us know which of these insurance companies you’ll be using soon.

Ajibola Winner is a tech writer based in Nigeria with a talent for curating the most useful apps and services from SaaS companies, social media platforms, and web 2.0 businesses. She specializes in recommending the best products across the web from various online retailers and offers valuable how-tos and guides to help users make informed decisions. Ajibola’s keen eye for trends ensures her recommendations are always practical and up to date.

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Talkio Mobile , Uganda’s newest telecommunications service provider, is excited to announce a groundbreaking partnership with Banana Life Investments, a leading chain of mobile phone and retail shops. This strategic alliance aims to bring Talkio’s innovative telecom services closer to Ugandans.

This collaboration will leverage Banana Life Investments’ extensive retail network of 26 stores strategically located across Uganda in major malls, towns, and cities to provide customers with unparalleled convenience. Through this partnership, Talkio Mobile will offer its full suite of services, including SIM cards, airtime, and exclusive product offerings at any Banana Life Investment location.

This partnership is more than a business initiative—it’s a shared commitment to transforming lives. By integrating Talkio Mobile’s forward-thinking services & nationwide reach with Banana Life Investments’ retail footprint, the two brands are setting a new standard for customer convenience and inclusivity.

READ ALSO: 5 Things You Need to Know About Talkio Mobile: New Telecom Company in Uganda

“This partnership aligns perfectly with our mission of connecting Ugandans to innovative and transformative telecom solutions,” said Vianne Allan Ahura, CEO of Talkio Mobile. “By leveraging Banana Life Investments’ trusted presence and nationwide footprint, we are not only expanding our agent network but also bringing our services closer to the communities we serve. This collaboration ensures that our online customers can now enjoy a seamless offline experience right at their doorstep. Together, we are empowering Ugandans with the tools they need to stay connected, grow their businesses, and unlock new opportunities.”

Solomon Ssemuyaba, the assistant general manager at Banana Life Investments, echoed this sentiment: “We are proud to join hands with Talkio Mobile to deliver innovative, customer-centric solutions. This partnership represents our shared vision of fostering a connected future for Uganda. Together, we are redefining what convenience and accessibility mean for our customers.”

The partnership goes beyond retail distribution, introducing joint initiatives aimed at value addition and personalized service. Customers can expect seamless access to:

  • SIM Card Sales : Available at all Banana Life Investments locations.
  • Talkio phone number bookings : Book your preferred Talkio number at any Banana Life Investments location.
  • Airtime Services : Recharge easily through in-store purchases.
  • Customer Support : Friendly and knowledgeable staff trained to assist with Talkio Mobile products and services.

Additionally, the two companies plan to launch promotional campaigns and expand services to even more locations, ensuring no Ugandan is left behind in the digital transformation.

Solomon Obwot is a tech writer based in Kampala, Uganda, with extensive experience in the local tech startup ecosystem. He covers the latest news and analysis on consumer tech, writes in-depth smartphone reviews, and conducts insightful interviews with industry experts. Solomon is also a passionate podcaster, sharing his knowledge and engaging in discussions about Africa’s rapidly growing tech landscape. Send emails to [email protected]

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The Mobile World Congress (MWC) Barcelona , the world’s largest exhibition for the mobile industry, has just concluded. This annual event gathers leading technology brands to unveil groundbreaking mobile, AI, and digital solutions innovations. At MWC 2025, TECNO showcased a range of AI-driven products, reinforcing its commitment to cutting-edge technology.

The key launches included:

  • CAMON 40 Series – AI-powered smartphones with One-Tap FlashSnap and advanced mobile imaging features.
  • MEGABOOK S14 – The world’s lightest 14-inch OLED laptop, featuring AI-enhanced multitasking and Snapdragon® X Elite.
  • MEGABOOK T14 Air & K15S – Lightweight ultrabooks with AI capabilities and extended battery life.
  • TECNO AI Glasses Series – Smart eyewear integrating AI imaging, translation, and AR display.

Jan Stryjak, Associate Director at Counterpoint Research, shared, “In the past year, we have observed significant advancements in the field of AI. AI will continue to drive transformative changes in our daily lives. In this critical period for the economic development of emerging markets, TECNO’s AI technologies are unlocking potential for diverse needs.”

“The application of AI technologies is crucial and urgent in emerging markets. We’re committed to bridging the digital gap between emerging and mature markets,” said TECNO CMO, Laury Bai. “TECNO is taking a practical approach to make AI more accessible, ensuring users in emerging markets can access AI and cutting-edge technologies.”

Laury Bai, TECNO CMO

Driven by its commitment, TECNO has forged a robust partnership with MediaTek, establishing a joint AI laboratory dedicated to accelerating advancements in AI. At the event, James Chen, Vice President of Product and Technology Marketing at MediaTek, emphasized, “The synergistic R&D efforts between TECNO and MediaTek are set to democratize AI technology. Our collaboration powers a seamless, interconnected AI experience, bringing users a future of truly connected intelligence.”

James Chen, Vice President, Product and Technology Marketing at MediaTek

CAMON 40 Series Powered by AI One-Tap FlashSnap Revolutionizes Smartphone Snapshot Photography

TECNO’s Global Product Launch Officer, Olivier Mas, officially unveiled TECNO’s next-generation AI-driven products. Attendees at TECNO’s launch event witnessed the highly anticipated debut of TECNO’s new CAMON 40 Series, a device that embodies TECNO’s legacy of excellence in mobile imaging. Featuring One-Tap FlashSnap Mode and TECNO AI, the series sets a new benchmark in smartphone photography, delivering exceptional snapshot capabilities and AI-enhanced user experiences.

Olivier Mas, TECNO Global Product Launch Officer

The CAMON 40 Series exemplifies a commitment to innovation that transcends hardware and software, extending into strategic partnerships that deliver cutting-edge AI solutions to emerging markets. Matt Waldbusser, Managing Director of Global Solutions and Consumer AI at Google Cloud, remarked, “Our collaboration with TECNO on the CAMON 40 Series is a standout example. Leveraging Google Cloud’s capabilities, we’ve introduced groundbreaking features such as Ask Ella, AI Image Generator, AI Writing, and AI Translate. I am particularly impressed by the industry-leading and competitive edge of some of these innovations. For instance, TECNO’s AI supports text translation in 136 languages, voice translation in 44 languages, and photo translation in 51 languages. We are excited to further strengthen our partnership with TECNO, unlocking limitless potential to bring advanced yet practical AI capabilities to emerging markets in a convenient and secure manner.”

Matt Waldbusser, Managing Director of Global Solutions and Consumer AI at Google Cloud

The CAMON 40 Series’ innovative One-Tap FlashSnap leverages AI to enhance imaging capabilities, revolutionizing mobile photography. AI optimizes camera startup and continuous shooting for instant captures, while AI-powered multi-frame processing intelligently reduces noise and enhances details, delivering sharper, more refined images. Additionally, the BestMoment algorithm analyzes motion patterns, automatically selecting the optimal frames for precise, high-quality shots in dynamic scenarios, ensuring users an unparalleled mobile imaging experience.

TECNO CAMON 40 Demonstrates the Cutting-Edge FlashSnap Capability

To delve deeper into the imaging prowess of the CAMON 40 Series, TECNO invited Frédéric Guichard, CEO of DXOMARK, to share the image performance of CAMON 40 Pro. Frédéric highlighted, “The CAMON 40 Pro 5G has demonstrated exceptional imaging and performance capabilities in our rigorous evaluations. We’ve been particularly impressed with photo performance being the best for devices under 600$, and the 1st eligible device to our Smart Choice Label.”

Onsite photo of Frédéric Guichard, CEO of DXOMARK

Beyond its advanced rapid-capture functionality, the integration of TECNO AI further enhances the device’s capabilities. Intelligent imaging, a 360° AI Call Assistant, and productivity tools elevate creativity and efficiency. Powered by MediaTek’s latest chipsets, the series ensures smooth performance, fast processing, and extended battery life. With a sleek, durable, and water-resistant design, it seamlessly blends style with practicality for modern users.

MEGABOOK S14, the World’s Lightest 14-inch OLED Laptop, Inspires Creators and Game Lovers

The MEGABOOK S14 is TECNO’s first OLED laptop and the industry’s lightest 14-inch OLED laptop, featuring a 2.8K OLED display and incredibly weighing only 899g (31.7oz). The laptop is equipped with the outstanding power of the Snapdragon® X Elite compute platform, the flagship chipset for AI PCs from Qualcomm Technologies, and integrates TECNO’s world’s first self-developed edge-side large-scale AI model, to achieve AI-enhanced multitasking.

World’s Lightest 14-inch Laptop MEGABOOK S14

Specifically designed for next-gen AI productivity, TECNO AI enhances the Ella AI Assistant, AI-powered PPT generation, AI-driven image search, smart albums, and offline meeting transcription with multilingual support. The External Graphics Dock, equipped with a powerful NVIDIA graphic card, delivers scalable, high-performance capabilities for design, gaming, and content creation. The laptop’s 2.8K OLED display with a 120Hz refresh rate ensures exceptional visuals, while DTS:X Ultra dual 2W speakers, Wi-Fi 6E, fingerprint login, and PC Manager optimize connectivity and user experience.

TECNO’s strategic partnership with Qualcomm Technologies was a highlight of the TECNO AI Ecosystem Product Launch event, demonstrating a shared vision for the future of AI PCs. Kedar Kondap, SVP & GM of Compute and Gaming at Qualcomm, took the stage to discuss the integration of Qualcomm’s cutting-edge PC chipset into the new MEGABOOK S14 laptop, underscoring TECNO’s commitment to delivering high-performance computing solutions.

Kedar Kondap, SVP & GM of Compute and Gaming at Qualcomm

In addition, TECNO also introduced several standout new products. The featherlight 999g (35.2oz) ultrabook MEGABOOK T14 Air, features high-speed storage and LPDDR5 memory, while the ultra-thin, all-metal MEGABOOK K15S, equipped with a powerful 70Wh battery and supported by a 65W PD GaN charger, offers a smarter and more long-lasting user experience. Both devices are empowered by TECNO AI with advanced AI capabilities such as AI Album and AI Voice Assistant, making them perfect companions for all aspects of life.

The Next Game-Changing Tech Innovation: See the World with the TECNO AI Glasses Series

TECNO’s new AI Glasses Series also took center stage with the introduction of TECNO AI Glasses Pro and TECNO AI Glasses, reimagining eyewear with cutting-edge imaging, intelligent interactions, and a sleek aesthetic. The TECNO AI Glasses feature an aviator design, while the Pro model showcases a browline style, both embodying timeless elegance and modern fashion.

TECNO AI Glasses Redefine the Way People See the Future

Equipped with a 50MP high-definition camera, the series integrates an OV50D sensor, a 100° ultra-wide-angle custom lens, and an AI ISP imaging chip, forming a mobile-grade imaging system. This system lets users capture stunning, high-resolution photos with advanced AI noise reduction and HDR capabilities. With real-time translation supporting over 100 languages, TECNO AI’s Ella empowers accurate translation even for less common languages, as well as voice control, AI-powered object recognition, and intelligent information summaries for ultimate convenience.

Additionally, the AI Glasses Pro features a MicroLED display with 7th-gen resin waveguide technology, offering a 30° field of view, over 1,500 nits of brightness AR display, and a lightweight, ultra-thin design. The AR display allows users to effortlessly enjoy features like translation display, navigation, information prompts, and teleprompting.

Equipped with a 250mAh battery, these glasses offer over 11 hours of music playback and 8 hours of mixed use with just 30 minutes of charging. An advanced ultra-linear speaker, bass enhancement, and spatial sound deliver an immersive audio experience, while Wi-Fi 6 and Bluetooth 5.4 ensure seamless connectivity.

With these innovative launches, TECNO is setting new standards in mobile imaging and AI-enhanced technology, shaping a more connected and empowered future for consumers in emerging markets. Once again, TECNO has showcased its cutting-edge innovation on the global stage at MWC. With the brand essence of “Stop at Nothing”, TECNO’s relentless pursuit of innovation is making AI-powered technology more accessible, allowing consumers to experience the future ahead of time.

Solomon Obwot is a tech writer based in Kampala, Uganda, with extensive experience in the local tech startup ecosystem. He covers the latest news and analysis on consumer tech, writes in-depth smartphone reviews, and conducts insightful interviews with industry experts. Solomon is also a passionate podcaster, sharing his knowledge and engaging in discussions about Africa’s rapidly growing tech landscape. Send emails to [email protected]

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